by Feminella, Amy | Dec 31, 2020 | Credit Union Advisors
It’s almost 2021! This past year has been challenging for everyone, especially credit unions. With that being said, it’s important to find new ways to generate income for your credit union in the next year. As we are unsure what the future may hold, it’s good to have...
by Feminella, Amy | Dec 29, 2020 | Credit Union Advisors
Are you aware most of the risk in your loan regime split dollar plan is during your retirement years, which may be too late to do anything about it? Have you considered investing in split-dollar life insurance as a viable option for your future? If so, it’s important...
by Feminella, Amy | Dec 23, 2020 | Credit Union Advisors
As we manage toward a post-COVID-19 environment unknown challenges abound. But credit unions can successfully manage through these challenges by sustaining a keen focus on critical dynamics, much like a pilot relying on an instrument panel to navigate summer storms....
by Feminella, Amy | Dec 21, 2020 | Credit Union Advisors
Recently I saw an article about the 50 credit unions with the highest efficiency ratio in the industry – efficiency ratio is operating expenses divided by (interest income less interest expense) plus non-interest income. This ratio is often referred to by: how much...
by Feminella, Amy | Dec 17, 2020 | Credit Union Advisors
Credit Unions – Making a Difference with your Members During COVID 2020 has hit so many of us hard. The role of Credit Union leadership has needed to be flexible, responsive, caring, strategic… generally multi-faceted. On the one hand, CU leadership has...
